{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-22-001573","form_type":"8-K","ticker":"BFST","cik":"0001624322","company_name":"Business First Bancshares, Inc.","filed_at":"2022-01-25T23:59:59+00:00","discovered_at":"2026-05-14T18:04:07.430962+00:00","generated_at":"2026-06-27T15:53:32.112612+00:00","sec_items":["2.02","7.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Business First Q4 net income $12.1M ($0.59 EPS); FY2021 net income $52.1M, dividend $0.12","bullets":["FY2021 net income $52.1M ($2.53 diluted EPS) vs $30.0M ($1.64) in 2020; core EPS $2.61.","Q4 2021 net income $12.1M ($0.59) vs Q3 $10.3M ($0.50); core EPS $0.57.","Loans held for investment $3.2B, up 4.02% (16.10% annualized) from Q3; credit quality improved.","Dividend declared $0.12/share, payable Feb 28, 2022, record Feb 15.","Pending merger with Texas Citizens Bank (TCBI) with $547M assets; expected to close in 2022."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-22-001573","json":"https://secwatch.observer/filing/0001437749-22-001573.json","markdown":"https://secwatch.observer/filing/0001437749-22-001573.md","text":"https://secwatch.observer/filing/0001437749-22-001573.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1624322/000143774922001573/0001437749-22-001573-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1624322/000143774922001573/bfbi20220124_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-27T15:53:32.112612+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}