---
schema_version: "secwatch.filing_event.v1"
accession: "0001437749-22-001573"
form_type: "8-K"
ticker: "BFST"
cik: "0001624322"
company_name: "Business First Bancshares, Inc."
filed_at: "2022-01-25T23:59:59+00:00"
generated_at: "2026-06-27T15:53:32.112612+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Business First Q4 net income $12.1M ($0.59 EPS); FY2021 net income $52.1M, dividend $0.12

## Summary
- FY2021 net income $52.1M ($2.53 diluted EPS) vs $30.0M ($1.64) in 2020; core EPS $2.61.
- Q4 2021 net income $12.1M ($0.59) vs Q3 $10.3M ($0.50); core EPS $0.57.
- Loans held for investment $3.2B, up 4.02% (16.10% annualized) from Q3; credit quality improved.
- Dividend declared $0.12/share, payable Feb 28, 2022, record Feb 15.
- Pending merger with Texas Citizens Bank (TCBI) with $547M assets; expected to close in 2022.

## SEC filing metadata
- accession: 0001437749-22-001573
- form_type: 8-K
- ticker: BFST
- cik: 0001624322
- company_name: Business First Bancshares, Inc.
- filed_at: 2022-01-25T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 7.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1624322/000143774922001573/0001437749-22-001573-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1624322/000143774922001573/bfbi20220124_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001437749-22-001573
- JSON: https://secwatch.observer/filing/0001437749-22-001573.json
- Plain text: https://secwatch.observer/filing/0001437749-22-001573.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.