secwatch.observer — SEC 8-K summary
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Issuer:     CONSUMERS BANCORP INC /OH/ (CBKM)
CIK:        0001006830
Form:       8-K
Filed at:   2022-04-21T23:59:59+00:00
Accession:  0001437749-22-009386
Event type: earnings
Sentiment:  positive
Materiality: 0.70
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Consumers Bancorp Q3 net income rises 22% to $2.6M; EPS $0.85 vs $0.70
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- Net income $2.6M for Q3, up 22.2% YoY; EPS $0.85 vs $0.70.
- Nine-month net income $8.4M, up 19.8%; EPS $2.77 vs $2.33.
- Total loans grew $37.2M (annualized 8.7%) in nine months; core loans up $82.6M (annualized 21.4%).
- Non-performing loans fell to 0.11% of total loans; deposits up $163.8M including $104.5M from branch acquisition.
- Net interest margin 3.50% for Q3; cost of funds declined to 0.21%.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1006830/000143774922009386/0001437749-22-009386-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1006830/000143774922009386/cbkm20220421_8k.htm
  HTML page:      https://secwatch.observer/filing/0001437749-22-009386

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer