{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-22-009521","form_type":"8-K","ticker":"ATLO","cik":"0001132651","company_name":"AMES NATIONAL CORP","filed_at":"2022-04-22T23:59:59+00:00","discovered_at":"2026-05-14T18:03:59.847494+00:00","generated_at":"2026-06-26T05:16:12.845880+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Ames National Q1 2022 net income $5.1M ($0.57 EPS), down 14.6% YoY from $6.0M","bullets":["Net income $5.1M ($0.57 diluted EPS) vs $6.0M ($0.66) in Q1 2021, a 14.6% decline.","Net interest margin fell to 2.55% from 2.86%; net interest income down 4% to $13.2M.","PPP fee income dropped to $200K from $840K; nonaccrual interest income fell to $7K from $335K.","Deposits grew 6% to $1.96B; stockholders' equity decreased to $176.7M due to unrealized investment losses.","Quarterly dividend raised to $0.27 per share, payable May 13, 2022 to holders of record Apr 29."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-22-009521","json":"https://secwatch.observer/filing/0001437749-22-009521.json","markdown":"https://secwatch.observer/filing/0001437749-22-009521.md","text":"https://secwatch.observer/filing/0001437749-22-009521.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1132651/000143774922009521/0001437749-22-009521-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1132651/000143774922009521/atlo20220420_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-26T05:16:12.845880+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}