{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-22-009760","form_type":"8-K","ticker":"FCBC","cik":"0000859070","company_name":"FIRST COMMUNITY BANKSHARES INC /VA/","filed_at":"2022-04-26T23:59:59+00:00","discovered_at":"2026-05-14T18:04:03.953654+00:00","generated_at":"2026-06-26T04:52:28.834472+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"First Community Bankshares Q1 net income $9.52M, EPS $0.56; dividend up 8% to $0.27","bullets":["Net income of $9.52M ($0.56 diluted EPS) vs $14.6M ($0.82) in Q1 2021; decrease driven by $1.96M provision vs $4.00M reversal year ago.","Net interest margin 3.55%, up 3 bps from Q4 2021; cost of interest-bearing deposits fell to 0.10%.","Loan portfolio grew $78.7M (14.7% annualized); strong demand across construction, CRE, residential mortgage, and consumer.","Quarterly cash dividend increased 8% to $0.27/share, payable May 20 to holders of record May 6; 37th consecutive year of regular dividends.","Repurchased 132,000 shares for $4.09M during Q1; non-performing loans remained low at 0.96% of total loans."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-22-009760","json":"https://secwatch.observer/filing/0001437749-22-009760.json","markdown":"https://secwatch.observer/filing/0001437749-22-009760.md","text":"https://secwatch.observer/filing/0001437749-22-009760.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/859070/000143774922009760/0001437749-22-009760-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/859070/000143774922009760/fcbc20220421_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-26T04:52:28.834472+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}