{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-22-010206","form_type":"8-K","ticker":"FXNC","cik":"0000719402","company_name":"FIRST NATIONAL CORP /VA/","filed_at":"2022-04-29T23:59:59+00:00","discovered_at":"2026-05-14T18:04:03.463940+00:00","generated_at":"2026-06-26T02:53:06.763833+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"First National Q1 net income $3.7M, EPS $0.60, up from $2.4M YoY","bullets":["Net income $3.7M, diluted EPS $0.60, vs $2.4M ($0.50) in Q1 2021; prior year included $0.07/share merger expenses.","Net interest income $10.5M, up 40% YoY; net interest margin 3.19% down 8 bps.","Loans excluding PPP up $21.3M or 11% annualized since Dec 31, 2021; total loans up 31% YoY.","Noninterest income $2.7M, up 27%; wealth management fees +25%, service charges +38%.","Nonperforming assets improved to 0.27% of assets from 0.66% a year ago; no provision for loan losses."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-22-010206","json":"https://secwatch.observer/filing/0001437749-22-010206.json","markdown":"https://secwatch.observer/filing/0001437749-22-010206.md","text":"https://secwatch.observer/filing/0001437749-22-010206.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/719402/000143774922010206/0001437749-22-010206-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/719402/000143774922010206/fxnc20220411_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-26T02:53:06.763833+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}