{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-22-016722","form_type":"8-K","ticker":"PNBK","cik":"0001098146","company_name":"PATRIOT NATIONAL BANCORP INC","filed_at":"2022-07-06T23:59:59+00:00","discovered_at":"2026-05-14T18:03:54.977665+00:00","generated_at":"2026-06-24T20:25:58.359202+00:00","sec_items":["8.01","9.01"],"event_type":"m_and_a","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Patriot National Bancorp receives conditional OCC approval for merger with American Challenger and $875M capital raise","bullets":["OCC conditionally approved Patriot Bank's asset composition change on June 30, 2022.","Approval terminates if merger not consummated within six months unless OCC extends.","Merger of American Challenger into Patriot requires shareholder approval.","Capital raise of at least $875 million and commercial loan portfolio acquisition are ongoing.","Chairman cites OCC approval as significant milestone toward creating a digital-forward bank."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-22-016722","json":"https://secwatch.observer/filing/0001437749-22-016722.json","markdown":"https://secwatch.observer/filing/0001437749-22-016722.md","text":"https://secwatch.observer/filing/0001437749-22-016722.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1098146/000143774922016722/0001437749-22-016722-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1098146/000143774922016722/pnbk20220706_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-24T20:25:58.359202+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}