---
schema_version: "secwatch.filing_event.v1"
accession: "0001437749-22-017087"
form_type: "8-K"
ticker: "SFBC"
cik: "0001541119"
company_name: "Sound Financial Bancorp, Inc."
filed_at: "2022-07-14T23:59:59+00:00"
generated_at: "2026-06-24T15:06:05.530281+00:00"
event_type: "other_material"
sentiment: "neutral"
materiality_score: 0.55
calibrated_materiality_score: 0.55
confidence: "high"
source: SEC EDGAR
---

# Sound Financial Bancorp amends CEO supplemental retirement plan; projected annual benefit rises to $96,390

## Summary
- CEO Laura Lee Stewart's SERP amended; projected annual retirement benefit increased to $96,390 from $78,030.
- Benefit now linked to annuity (American Valor 10 Fixed-Index Annuity) instead of fixed amount; will likely increase further until separation.
- Death benefit prior to retirement commencement is a lump sum of approx. $1.1 million (as of Dec 31, 2021).
- Stewart has reached normal retirement age (65) and is fully vested; prior early retirement/change-in-control provisions eliminated.

## SEC filing metadata
- accession: 0001437749-22-017087
- form_type: 8-K
- ticker: SFBC
- cik: 0001541119
- company_name: Sound Financial Bancorp, Inc.
- filed_at: 2022-07-14T23:59:59+00:00
- event_type: other_material
- sentiment: neutral
- materiality_score: 0.55
- calibrated_materiality_score: 0.55
- confidence: high
- sec_items: 5.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1541119/000143774922017087/0001437749-22-017087-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1541119/000143774922017087/sfbc20220713_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001437749-22-017087
- JSON: https://secwatch.observer/filing/0001437749-22-017087.json
- Plain text: https://secwatch.observer/filing/0001437749-22-017087.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.
