{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-22-017575","form_type":"8-K","ticker":"OVLY","cik":"0001431567","company_name":"Oak Valley Bancorp","filed_at":"2022-07-22T23:59:59+00:00","discovered_at":"2026-05-14T18:03:55.747748+00:00","generated_at":"2026-06-24T09:31:10.376451+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Oak Valley Bancorp Q2 net income $4.26M ($0.52 EPS); NIM 2.98%; declares $0.15 dividend","bullets":["Q2 net income $4,258,000 ($0.52 EPS) vs $2,369,000 ($0.29) prior quarter and $3,960,000 ($0.48) year-ago.","Net interest margin expanded to 2.98% in Q2 from 2.51% prior quarter, driven by loan/investment growth and higher yields.","Total assets $1.99B, gross loans $907.6M (+$48.9M QoQ), deposits $1.85B (+$53.2M QoQ).","No provision for loan losses recorded; non-performing assets remained at zero during Q2.","Board declared $0.15 per share cash dividend, payable Aug 12, 2022 to holders of record Aug 1."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-22-017575","json":"https://secwatch.observer/filing/0001437749-22-017575.json","markdown":"https://secwatch.observer/filing/0001437749-22-017575.md","text":"https://secwatch.observer/filing/0001437749-22-017575.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1431567/000143774922017575/0001437749-22-017575-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1431567/000143774922017575/ovly20220721_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-24T09:31:10.376451+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}