{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-22-017770","form_type":"8-K","ticker":"BFST","cik":"0001624322","company_name":"Business First Bancshares, Inc.","filed_at":"2022-07-26T23:59:59+00:00","discovered_at":"2026-05-14T18:03:56.395209+00:00","generated_at":"2026-06-24T08:45:46.045528+00:00","sec_items":["2.02","7.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Business First Q2 net income $13.8M ($0.61 EPS), up from $8.7M Q1; loans grow 9.7% QoQ","bullets":["Net income $13.8M ($0.61 diluted EPS) vs $8.7M ($0.41) Q1 2022; core EPS $0.64.","Net interest margin expanded to 3.98% from 3.51% QoQ; net interest income $49.6M.","Loans held for investment grew $365.2M (9.74%) to $4.1B; led by Dallas, New Orleans, north Louisiana.","Dividends declared $0.12/share, unchanged, payable Aug 31 to holders of record Aug 15.","NPL ratio rose to 0.42% due to one $6.3M loan repaid in July; credit otherwise stable."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-22-017770","json":"https://secwatch.observer/filing/0001437749-22-017770.json","markdown":"https://secwatch.observer/filing/0001437749-22-017770.md","text":"https://secwatch.observer/filing/0001437749-22-017770.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1624322/000143774922017770/0001437749-22-017770-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1624322/000143774922017770/bfbi20220725_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-24T08:45:46.045528+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}