---
schema_version: "secwatch.filing_event.v1"
accession: "0001437749-22-017770"
form_type: "8-K"
ticker: "BFST"
cik: "0001624322"
company_name: "Business First Bancshares, Inc."
filed_at: "2022-07-26T23:59:59+00:00"
generated_at: "2026-06-24T08:45:46.045528+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Business First Q2 net income $13.8M ($0.61 EPS), up from $8.7M Q1; loans grow 9.7% QoQ

## Summary
- Net income $13.8M ($0.61 diluted EPS) vs $8.7M ($0.41) Q1 2022; core EPS $0.64.
- Net interest margin expanded to 3.98% from 3.51% QoQ; net interest income $49.6M.
- Loans held for investment grew $365.2M (9.74%) to $4.1B; led by Dallas, New Orleans, north Louisiana.
- Dividends declared $0.12/share, unchanged, payable Aug 31 to holders of record Aug 15.
- NPL ratio rose to 0.42% due to one $6.3M loan repaid in July; credit otherwise stable.

## SEC filing metadata
- accession: 0001437749-22-017770
- form_type: 8-K
- ticker: BFST
- cik: 0001624322
- company_name: Business First Bancshares, Inc.
- filed_at: 2022-07-26T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1624322/000143774922017770/0001437749-22-017770-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1624322/000143774922017770/bfbi20220725_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001437749-22-017770
- JSON: https://secwatch.observer/filing/0001437749-22-017770.json
- Plain text: https://secwatch.observer/filing/0001437749-22-017770.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.