secwatch.observer — SEC 8-K summary
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Issuer:     Business First Bancshares, Inc. (BFST)
CIK:        0001624322
Form:       8-K
Filed at:   2022-07-26T23:59:59+00:00
Accession:  0001437749-22-017770
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 7.01
LLM model:  deepseek-v4-flash:cloud@v2

Business First Q2 net income $13.8M ($0.61 EPS), up from $8.7M Q1; loans grow 9.7% QoQ
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- Net income $13.8M ($0.61 diluted EPS) vs $8.7M ($0.41) Q1 2022; core EPS $0.64.
- Net interest margin expanded to 3.98% from 3.51% QoQ; net interest income $49.6M.
- Loans held for investment grew $365.2M (9.74%) to $4.1B; led by Dallas, New Orleans, north Louisiana.
- Dividends declared $0.12/share, unchanged, payable Aug 31 to holders of record Aug 15.
- NPL ratio rose to 0.42% due to one $6.3M loan repaid in July; credit otherwise stable.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1624322/000143774922017770/0001437749-22-017770-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1624322/000143774922017770/bfbi20220725_8k.htm
  HTML page:      https://secwatch.observer/filing/0001437749-22-017770

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer