---
schema_version: "secwatch.filing_event.v1"
accession: "0001437749-22-017782"
form_type: "8-K"
ticker: "FCBC"
cik: "0000859070"
company_name: "FIRST COMMUNITY BANKSHARES INC /VA/"
filed_at: "2022-07-26T23:59:59+00:00"
generated_at: "2026-06-24T08:59:17.558677+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# FCBC Q2 net income $11.2M, EPS $0.67; raises quarterly dividend to $0.29

## Summary
- Q2 2022 net income $11.21M ($0.67 diluted EPS); first-half net income $20.73M ($1.24).
- Quarterly cash dividend increased to $0.29 per share (7.41% increase from Q2 2021); payable Aug 19 to holders of record Aug 5.
- Loan portfolio grew $134.23M in H1 2022 (12.5% annualized rate); net interest margin improved to 3.78% from 3.68% YoY.
- Company repurchased 283,507 shares for $7.95M in Q2; non-performing loans remained low at 0.80%.
- Annualized ROAA of 1.38% for Q2 and 10.61% ROACE; cost of funds remained low at 0.06%.

## SEC filing metadata
- accession: 0001437749-22-017782
- form_type: 8-K
- ticker: FCBC
- cik: 0000859070
- company_name: FIRST COMMUNITY BANKSHARES INC /VA/
- filed_at: 2022-07-26T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/859070/000143774922017782/0001437749-22-017782-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/859070/000143774922017782/fcbc20220725_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001437749-22-017782
- JSON: https://secwatch.observer/filing/0001437749-22-017782.json
- Plain text: https://secwatch.observer/filing/0001437749-22-017782.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.