---
schema_version: "secwatch.filing_event.v1"
accession: "0001437749-22-017845"
form_type: "8-K"
ticker: "FDBC"
cik: "0001098151"
company_name: "FIDELITY D & D BANCORP INC"
filed_at: "2022-07-27T23:59:59+00:00"
generated_at: "2026-06-24T08:01:09.815142+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Fidelity D & D Bancorp Q2 2022 net income up 35% to $7.7M, EPS $1.35

## Summary
- Q2 net income $7.7M ($1.35 diluted EPS) vs $5.7M ($1.13) in Q2 2021, a 35% increase.
- Net interest income rose 36% to $18.1M; FTE net interest margin improved 24 bps to 3.34%.
- Loan portfolio grew $29M in H1 2022; non-performing assets improved to 0.20% of total assets.
- Shareholders' equity fell 23% to $162.6M due to $61.1M after-tax unrealized losses on investment securities.
- Tangible book value per share dropped to $24.99 from $33.68 at Dec 2021; Tier 1 capital ratio 8.43%.

## SEC filing metadata
- accession: 0001437749-22-017845
- form_type: 8-K
- ticker: FDBC
- cik: 0001098151
- company_name: FIDELITY D & D BANCORP INC
- filed_at: 2022-07-27T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1098151/000143774922017845/0001437749-22-017845-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1098151/000143774922017845/fdbc20220620_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001437749-22-017845
- JSON: https://secwatch.observer/filing/0001437749-22-017845.json
- Plain text: https://secwatch.observer/filing/0001437749-22-017845.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.