{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-22-017967","form_type":"8-K","ticker":"FXNC","cik":"0000719402","company_name":"FIRST NATIONAL CORP /VA/","filed_at":"2022-07-28T23:59:59+00:00","discovered_at":"2026-05-14T18:03:57.994717+00:00","generated_at":"2026-06-24T07:46:04.020684+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"First National Q2 net income $3.8M ($0.61 EPS); loans up 20% annualized","bullets":["Net income $3.8M ($0.61/sh) vs $3.3M ($0.69/sh) a year ago; provision for loan losses $400K vs $1.0M recovery.","Net interest income $11.3M, +7% linked quarter; net interest margin 3.42% vs 3.19%.","Loans +$43.7M (20% annualized); noninterest-bearing deposits +$13.5M linked quarter.","Efficiency ratio improved to 62.69% from 64.36%; ROAA 1.08%, ROAE 15.04%.","Total assets $1.4B, +38% YoY; acquired Bank of Fincastle in Q3 2021."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-22-017967","json":"https://secwatch.observer/filing/0001437749-22-017967.json","markdown":"https://secwatch.observer/filing/0001437749-22-017967.md","text":"https://secwatch.observer/filing/0001437749-22-017967.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/719402/000143774922017967/0001437749-22-017967-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/719402/000143774922017967/fxnc20220601_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-24T07:46:04.020684+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}