secwatch.observer — SEC 8-K summary
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Issuer:     CONSUMERS BANCORP INC /OH/ (CBKM)
CIK:        0001006830
Form:       8-K
Filed at:   2022-08-03T23:59:59+00:00
Accession:  0001437749-22-018558
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Consumers Bancorp Q4 net income up 41.5% to $2.8M; record FY net income $11.2M
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- Q4 net income $2.8M ($0.91 EPS) vs $2.0M ($0.65 EPS) a year ago, +41.5%.
- FY2022 record net income $11.2M ($3.68 EPS), up 24.5% from $9.0M ($2.98 EPS) in FY2021.
- Total loans grew 8.0% YoY; core loans (ex-PPP and acquired) up 15.7% (+$81.2M).
- Deposits increased 22.0% (+$159.7M) including $104.5M from CFBank branch acquisition completed July 2021.
- Non-performing loans low at 0.07% of total loans; ALLL at 1.17% with net charge-offs of $46K for FY.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1006830/000143774922018558/0001437749-22-018558-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1006830/000143774922018558/cbkm20220802_8k.htm
  HTML page:      https://secwatch.observer/filing/0001437749-22-018558

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