{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-22-024282","form_type":"8-K","ticker":"MBWM","cik":"0001042729","company_name":"MERCANTILE BANK CORP","filed_at":"2022-10-18T23:59:59+00:00","discovered_at":"2026-05-14T18:03:49.373705+00:00","generated_at":"2026-06-23T02:51:38.139850+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Mercantile Bank Q3 2022 net income $16.0M ($1.01 EPS), up from $15.1M ($0.95) YoY; NIM expands to 3.56%","bullets":["Net income of $16.0M ($1.01 diluted EPS) vs $15.1M ($0.95) in Q3 2021.","Net interest income $42.4M, up 36% YoY; net interest margin 3.56% vs 2.71%.","Total revenue $49.6M vs $46.7M; noninterest income $7.3M (down from $15.6M) due to lower mortgage banking.","Loans grew $427M YTD; core commercial +$232M, residential mortgage +$233M.","Nonperforming assets $1.4M (<0.1% of total assets); no loan charge-offs in Q3."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-22-024282","json":"https://secwatch.observer/filing/0001437749-22-024282.json","markdown":"https://secwatch.observer/filing/0001437749-22-024282.md","text":"https://secwatch.observer/filing/0001437749-22-024282.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1042729/000143774922024282/0001437749-22-024282-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1042729/000143774922024282/mbwm20221017_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-23T02:51:38.139850+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}