{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-22-024382","form_type":"8-K","ticker":"WBHC","cik":"0000885275","company_name":"WILSON BANK HOLDING CO","filed_at":"2022-10-19T23:59:59+00:00","discovered_at":"2026-05-14T18:03:53.857654+00:00","generated_at":"2026-06-23T02:49:52.404671+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Wilson Bank reports 9-month net income $40.7M, EPS $3.58; equity down 17.2% on unrealized losses","bullets":["Net income for nine months ended Sep 30, 2022: $40.7M, up 14.25% YoY from $35.6M; diluted EPS $3.58 vs $3.20.","Assets $4.13B, up 3.53% from Dec 2021; shareholder equity $342.6M, down 17.2% due to $115.2M unrealized losses.","Loan growth strong early Q3 but slowed in September due to rising rates; net interest margin likely to reverse trend.","Expanding into Chattanooga market: hired three commercial bankers (Kathryn Gann, Ami Ingle, Elise O'Brien).","Allowance for loan losses at 1.26% of loans; bank does not anticipate needing to sell investments at a loss."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-22-024382","json":"https://secwatch.observer/filing/0001437749-22-024382.json","markdown":"https://secwatch.observer/filing/0001437749-22-024382.md","text":"https://secwatch.observer/filing/0001437749-22-024382.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/885275/000143774922024382/0001437749-22-024382-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/885275/000143774922024382/wbhc20221018b_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-23T02:49:52.404671+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}