{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-22-024551","form_type":"8-K","ticker":"CBKM","cik":"0001006830","company_name":"CONSUMERS BANCORP INC /OH/","filed_at":"2022-10-24T23:59:59+00:00","discovered_at":"2026-05-14T18:03:49.198430+00:00","generated_at":"2026-06-23T01:33:00.976828+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"confidence":"high","headline":"Consumers Bancorp reports Q1 FY2023 net income of $2.5M, down 4.9% YoY","bullets":["EPS of $0.83 vs $0.88 prior year; net interest income up 5.3% to $423K.","Total loans grew $25.8M (16.8% annualized); deposits up $25.5M (11.5% annualized).","Non-performing loans fell to record low of 0.01% of total loans.","Loan loss provision rose to $410K from $190K due to organic loan growth.","Other income declined $142K on a 68.2% drop in mortgage banking gains."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-22-024551","json":"https://secwatch.observer/filing/0001437749-22-024551.json","markdown":"https://secwatch.observer/filing/0001437749-22-024551.md","text":"https://secwatch.observer/filing/0001437749-22-024551.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1006830/000143774922024551/0001437749-22-024551-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1006830/000143774922024551/cbkm20221023_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-23T01:33:00.976828+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}