secwatch.observer — SEC 8-K summary
======================================

Issuer:     CONSUMERS BANCORP INC /OH/ (CBKM)
CIK:        0001006830
Form:       8-K
Filed at:   2022-10-24T23:59:59+00:00
Accession:  0001437749-22-024551
Event type: earnings
Sentiment:  neutral
Materiality: 0.55
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Consumers Bancorp reports Q1 FY2023 net income of $2.5M, down 4.9% YoY
----------------------------------------------------------------------

- EPS of $0.83 vs $0.88 prior year; net interest income up 5.3% to $423K.
- Total loans grew $25.8M (16.8% annualized); deposits up $25.5M (11.5% annualized).
- Non-performing loans fell to record low of 0.01% of total loans.
- Loan loss provision rose to $410K from $190K due to organic loan growth.
- Other income declined $142K on a 68.2% drop in mortgage banking gains.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1006830/000143774922024551/0001437749-22-024551-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1006830/000143774922024551/cbkm20221023_8k.htm
  HTML page:      https://secwatch.observer/filing/0001437749-22-024551

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer