---
schema_version: "secwatch.filing_event.v1"
accession: "0001437749-22-024696"
form_type: "8-K"
ticker: "FCBC"
cik: "0000859070"
company_name: "FIRST COMMUNITY BANKSHARES INC /VA/"
filed_at: "2022-10-25T23:59:59+00:00"
generated_at: "2026-06-23T01:31:02.284341+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# First Community Bankshares Q3 net income $13.35M ($0.81 EPS); dividend raised to $0.29

## Summary
- Net income $13.35M ($0.81 dil. EPS) vs $12.61M; net interest margin 4.01%, up 45bp YoY.
- Quarterly dividend increased to $0.29 per share (+7.41% YoY); payable Nov 18, record Nov 4.
- Loan portfolio grew $197.16M (12.17% annualized) in first 9 months; NPLs 0.71% of loans.
- Repurchased 235,400 shares ($7.38M) in Q3; 650,907 shares ($19.42M) YTD.
- Provision for credit losses $685k (+$2.08M); branch sale gain $1.66M.

## SEC filing metadata
- accession: 0001437749-22-024696
- form_type: 8-K
- ticker: FCBC
- cik: 0000859070
- company_name: FIRST COMMUNITY BANKSHARES INC /VA/
- filed_at: 2022-10-25T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/859070/000143774922024696/0001437749-22-024696-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/859070/000143774922024696/fcbc20221013_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001437749-22-024696
- JSON: https://secwatch.observer/filing/0001437749-22-024696.json
- Plain text: https://secwatch.observer/filing/0001437749-22-024696.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.