---
schema_version: "secwatch.filing_event.v1"
accession: "0001437749-22-024740"
form_type: "8-K"
ticker: "FDBC"
cik: "0001098151"
company_name: "FIDELITY D & D BANCORP INC"
filed_at: "2022-10-26T23:59:59+00:00"
generated_at: "2026-06-23T00:41:31.284174+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Fidelity D & D Bancorp Q3 net income $7.7M, diluted EPS $1.36, up 60% YoY

## Summary
- Net income for Q3 2022 was $7.7M ($1.36 diluted EPS) vs $4.9M ($0.85) in Q3 2021, a 58% increase.
- Net interest income rose 8% to $18.5M, driven by higher average loan balances and improved yields.
- Non-interest expenses dropped $2.2M to $13.0M due to absence of prior-year merger costs.
- Total assets grew to $2.4B; non-performing assets improved to 0.19% of total assets from 0.27%.
- Tangible book value per share fell to $22.24 from $33.68 due to $82.5M after-tax unrealized losses in investment portfolio.

## SEC filing metadata
- accession: 0001437749-22-024740
- form_type: 8-K
- ticker: FDBC
- cik: 0001098151
- company_name: FIDELITY D & D BANCORP INC
- filed_at: 2022-10-26T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1098151/000143774922024740/0001437749-22-024740-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1098151/000143774922024740/fdbc20220831_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001437749-22-024740
- JSON: https://secwatch.observer/filing/0001437749-22-024740.json
- Plain text: https://secwatch.observer/filing/0001437749-22-024740.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.