secwatch.observer — SEC 8-K summary
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Issuer:     Business First Bancshares, Inc. (BFST)
CIK:        0001624322
Form:       8-K
Filed at:   2022-10-26T23:59:59+00:00
Accession:  0001437749-22-024791
Event type: earnings
Sentiment:  positive
Materiality: 0.72
Item codes: 2.02, 7.01
LLM model:  deepseek-v4-flash:cloud@v2

Business First Q3 net income $13.8M, EPS $0.61; core EPS rises to $0.72
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- Loans held for investment grew $316.2M (7.69% QoQ) to $4.4B; annualized 30.74%.
- Net interest margin expanded to 4.05% from 3.98% QoQ; core NIM 3.92%.
- Nonperforming loans ratio fell to 0.25% from 0.42% QoQ, aided by a $6.3M loan payoff.
- Completed $72M private placement of 7.50% fixed-to-floating non-cumulative perpetual preferred stock on Sept 1, 2022.
- Quarterly dividend maintained at $0.12 per share; payable Nov 30, 2022 to holders of record Nov 15, 2022.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1624322/000143774922024791/0001437749-22-024791-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1624322/000143774922024791/bfbi20221024_8k.htm
  HTML page:      https://secwatch.observer/filing/0001437749-22-024791

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