---
schema_version: "secwatch.filing_event.v1"
accession: "0001437749-22-024826"
form_type: "8-K"
ticker: "FNWB"
cik: "0001556727"
company_name: "First Northwest Bancorp"
filed_at: "2022-10-27T23:59:59+00:00"
generated_at: "2026-06-23T00:02:15.077456+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# First Northwest Bancorp Q3 net income $4.3M vs $2.5M Q2; NIM expands to 3.88%

## Summary
- Net income $4.3M, diluted EPS $0.47; up from $2.5M ($0.27) in Q2 2022.
- Net interest margin improved to 3.88% from 3.77% Q2; net interest income rose 5.5% sequentially.
- Gross loans $1.53B, up 4.1% QoQ; total assets $2.09B, up 2.9% from Q2.
- Quarterly cash dividend of $0.07 per share declared, payable Nov 25 to holders of record Nov 10.
- CEO cited ~5% headcount reduction and lower Quin Ventures costs to drive efficiency ratio improvement.

## SEC filing metadata
- accession: 0001437749-22-024826
- form_type: 8-K
- ticker: FNWB
- cik: 0001556727
- company_name: First Northwest Bancorp
- filed_at: 2022-10-27T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1556727/000143774922024826/0001437749-22-024826-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1556727/000143774922024826/fnwb20220818_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001437749-22-024826
- JSON: https://secwatch.observer/filing/0001437749-22-024826.json
- Plain text: https://secwatch.observer/filing/0001437749-22-024826.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.