---
schema_version: "secwatch.filing_event.v1"
accession: "0001437749-22-024874"
form_type: "8-K"
ticker: "CNOB"
cik: "0000712771"
company_name: "ConnectOne Bancorp, Inc."
filed_at: "2022-10-27T23:59:59+00:00"
generated_at: "2026-06-23T00:23:36.749416+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# ConnectOne Q3 2022 net income $27.4M, EPS $0.70, down from prior periods; declares dividends

## Summary
- Diluted EPS of $0.70 vs. $0.78 in Q2 2022 and $0.80 in Q3 2021.
- Net interest margin stable at 3.68%; pre-tax pre-provision earnings at record level.
- Provision for credit losses increased to $10M from $3M in Q2 2022 due to loan growth.
- Tangible book value per share rose to $20.93, up 8% YoY; ROA 1.27%.
- Common dividend $0.155/share and preferred dividend $0.328125/depositary share, payable Dec 1.

## SEC filing metadata
- accession: 0001437749-22-024874
- form_type: 8-K
- ticker: CNOB
- cik: 0000712771
- company_name: ConnectOne Bancorp, Inc.
- filed_at: 2022-10-27T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/712771/000143774922024874/0001437749-22-024874-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/712771/000143774922024874/cnob20220929_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001437749-22-024874
- JSON: https://secwatch.observer/filing/0001437749-22-024874.json
- Plain text: https://secwatch.observer/filing/0001437749-22-024874.txt

## Key facts
- Earnings Releases
  ConnectOne Bancorp, Inc. reported the third quarter of 2022 results: net income net income available to common stockholders of $27.4 million, EPS $0.70.
  - Period: the third quarter of 2022
  - Net income: net income available to common stockholders of $27.4 million
  - EPS: $0.70
  - Result: reported results
  source text: ConnectOne Bancorp, Inc. (Nasdaq: CNOB) (the “Company” or “ConnectOne”), parent company of ConnectOne Bank (the “Bank”), today reported net income available to common stockholders of $27.4 million for the third quarter of 2022 compared with $30.8 million for the second quarter of 2022 and $32.1 million for the third quarter of 2021. Diluted earnings per share were $0.70 for the third quarter of 2022 compared with $0.78 in the second quarter of 2022 and $0.80 in the third quarter of 2021.
  evidence_url: https://www.sec.gov/Archives/edgar/data/712771/000143774922024874/0001437749-22-024874-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.