{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-22-029524","form_type":"8-K","ticker":"NGVC","cik":"0001547459","company_name":"Natural Grocers by Vitamin Cottage, Inc.","filed_at":"2022-12-21T23:59:59+00:00","discovered_at":"2026-05-14T18:03:51.101763+00:00","generated_at":"2026-06-21T00:47:31.398523+00:00","sec_items":["1.01","9.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"confidence":"high","headline":"Natural Grocers amends credit facility: replaces LIBOR, ups restricted payments capacity to $12.5M","bullets":["Sixth Amendment replaces LIBOR with term SOFR as interest rate benchmark.","Restricted payments capacity increased from $10.0M to $12.5M per fiscal year for dividends and share repurchases.","Amendment effective December 15, 2022; Bank of America remains administrative agent.","Parent Natural Grocers by Vitamin Cottage (NGVC) guarantor under amended credit agreement."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-22-029524","json":"https://secwatch.observer/filing/0001437749-22-029524.json","markdown":"https://secwatch.observer/filing/0001437749-22-029524.md","text":"https://secwatch.observer/filing/0001437749-22-029524.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1547459/000143774922029524/0001437749-22-029524-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1547459/000143774922029524/ngvc20221215_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-21T00:47:31.398523+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"8f6a9deeba79e1c27a1877426d830d0731dc6376","claim":"Natural Grocers by Vitamin Cottage, Inc. amended Sixth Amendment to Credit Agreement with Bank of America, N.A., as Administrative Agent, L/C Issuer and Swing Line Lender valued at increased restricted payments capacity from $10.0 million to $12.5 million (effective 2022-12-15).","evidence_excerpt":"On December 15, 2022, Vitamin Cottage Natural Food Markets, Inc. (the “Operating Company”), a wholly owned subsidiary of Natural Grocers by Vitamin Cottage, Inc. (the “Company”), entered into the Sixth Amendment to Credit Agreement (the “Sixth Amendment”) by and among the Operating Company, the guarantors party thereto (the “Guarantors”), the lenders party thereto, and Bank of America, N.A., as Administrative Agent, L/C Issuer and Swing Line Lender, which amends the Credit Agreement dated as of January 28, 2016","evidence_source":"SEC 8-K Item 1.01/1.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1547459/000143774922029524/0001437749-22-029524-index.htm","confidence":0.95,"family_label":"Material Agreements","details":[{"label":"Action","value":"amendment"},{"label":"Agreement","value":"credit facility"},{"label":"Counterparty","value":"Bank of America, N.A., as Administrative Agent, L/C Issuer and Swing Line Lender"},{"label":"Value","value":"increased restricted payments capacity from $10.0 million to $12.5 million"},{"label":"Effective","value":"2022-12-15"}],"fact_type":"material_agreement"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}