---
schema_version: "secwatch.filing_event.v1"
accession: "0001437749-23-001189"
form_type: "8-K"
ticker: "PLBC"
cik: "0001168455"
company_name: "PLUMAS BANCORP"
filed_at: "2023-01-18T23:59:59+00:00"
generated_at: "2026-06-20T13:48:21.323129+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Plumas Bancorp Q4 net income up 42% to $7.8M; full-year record $26.4M

## Summary
- Net income Q4 2022: $7.8M ($1.34/diluted $1.32 per share), up 42% from $5.5M ($0.95) in Q4 2021.
- Full-year 2022 net income $26.4M ($4.53/diluted $4.47), up 26% from $21.0M ($3.82) in 2021.
- Net interest margin expanded 101 bps to 4.45% in Q4 and 19 bps to 3.82% for full year.
- Gross loans grew 9% to $912M; non-performing assets fell 78% to $1.2M (0.07% of total assets).
- Plans to open a de novo branch in Chico, CA in first half 2023, expanding Central Valley footprint.

## SEC filing metadata
- accession: 0001437749-23-001189
- form_type: 8-K
- ticker: PLBC
- cik: 0001168455
- company_name: PLUMAS BANCORP
- filed_at: 2023-01-18T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1168455/000143774923001189/0001437749-23-001189-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1168455/000143774923001189/plbc20230113b_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001437749-23-001189
- JSON: https://secwatch.observer/filing/0001437749-23-001189.json
- Plain text: https://secwatch.observer/filing/0001437749-23-001189.txt

## Key facts
- Earnings Releases
  PLUMAS BANCORP reported financial results for the three months and year ended December 31, 2022.
  - Period: the three months and year ended December 31, 2022
  - Result: reported results
  source text: On January 18, 2023, Plumas Bancorp (the "Registrant") reported its financial results for the three months and year ended December 31, 2022.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1168455/000143774923001189/0001437749-23-001189-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.