{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-23-001543","form_type":"8-K","ticker":"MNSB","cik":"0001693577","company_name":"MainStreet Bancshares, Inc.","filed_at":"2023-01-23T23:59:59+00:00","discovered_at":"2026-05-14T18:03:46.174212+00:00","generated_at":"2026-06-20T11:51:37.043034+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"MainStreet Bancshares reports record 2022 net income of $26.7M, up 20% YoY","bullets":["Record net income of $26.7M for 2022, up 20.3% YoY; EPS $3.26 basic and diluted.","Net interest margin widened 84 bps to 4.19% for year; Q4 NIM 4.70% vs 3.49% prior year.","Loan portfolio grew 17.8% to $1.58B; zero nonperforming assets; total assets $1.93B.","Deposits up 7% to $1.51B; core deposits 69%; efficiency ratio improved to 52% from 55%.","Avenu embedded banking solution onboarded first client, targeting full operation in 2023."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-23-001543","json":"https://secwatch.observer/filing/0001437749-23-001543.json","markdown":"https://secwatch.observer/filing/0001437749-23-001543.md","text":"https://secwatch.observer/filing/0001437749-23-001543.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1693577/000143774923001543/0001437749-23-001543-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1693577/000143774923001543/main20221222_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-20T11:51:37.043034+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"85cae2fc73424d912bc6b5406fd95ed34009b8fd","claim":"MainStreet Bancshares, Inc. reported the year ended December 31, 2022 results: revenue $70 million, net income $26.7 million, EPS $3.26 earnings per common share (basic and diluted).","evidence_excerpt":"solution. The markets rewarded our upward momentum, efficiency, and focus on innovation with solid interest in our shares and improved valuations.” Net interest income reached $70 million in 2022, up 30.8% from the previous year’s $53.5 million. As the Federal Reserve undertook seven interest rate increases in 2022, MainStreet Bank benefited from having an","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1693577/000143774923001543/0001437749-23-001543-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the year ended December 31, 2022"},{"label":"Revenue","value":"$70 million"},{"label":"Net income","value":"$26.7 million"},{"label":"EPS","value":"$3.26 earnings per common share (basic and diluted)"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}