---
schema_version: "secwatch.filing_event.v1"
accession: "0001437749-23-001726"
form_type: "8-K"
ticker: "FDBC"
cik: "0001098151"
company_name: "FIDELITY D & D BANCORP INC"
filed_at: "2023-01-25T23:59:59+00:00"
generated_at: "2026-06-20T09:08:49.985112+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# Fidelity D & D Bancorp reports 2022 net income up 25% to $30.0M, Q4 EPS $1.26 down 8% YoY

## Summary
- Full-year net income $30.0M ($5.29 diluted EPS) up 25% from $24.0M ($4.48) in 2021.
- Q4 net income $7.1M ($1.26 EPS) down 8% from $7.8M ($1.37) in Q4 2021.
- Net interest income rose 17% to $72.3M for 2022; loan portfolio grew $99M during the year.
- Total assets declined $41M to $2.4B; tangible book value per share fell to $25.18 from $33.68 due to $71.3M unrealized loss on investment portfolio.
- Non-performing assets improved to 0.17% of total assets (from 0.27%); capital ratios remain well capitalized: Tier 1 leverage 8.69%, total risk-based 14.35%.

## SEC filing metadata
- accession: 0001437749-23-001726
- form_type: 8-K
- ticker: FDBC
- cik: 0001098151
- company_name: FIDELITY D & D BANCORP INC
- filed_at: 2023-01-25T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1098151/000143774923001726/0001437749-23-001726-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1098151/000143774923001726/fdbc20230112_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001437749-23-001726
- JSON: https://secwatch.observer/filing/0001437749-23-001726.json
- Plain text: https://secwatch.observer/filing/0001437749-23-001726.txt

## Key facts
- Earnings Releases
  FIDELITY D & D BANCORP INC reported quarter ended December 31, 2022 results: net income Net income for the quarter ended December 31, 2022 was $7.1 million, EPS $1.26 diluted earnings per share.
  - Period: quarter ended December 31, 2022
  - Net income: Net income for the quarter ended December 31, 2022 was $7.1 million
  - EPS: $1.26 diluted earnings per share
  - Result: reported results
  source text: Net income for the quarter ended December 31, 2022 was $7.1 million, or $1.26 diluted earnings per share
  evidence_url: https://www.sec.gov/Archives/edgar/data/1098151/000143774923001726/0001437749-23-001726-index.htm
- Earnings Releases
  FIDELITY D & D BANCORP INC reported three and twelve month periods ended December 31, 2022 results: net income Net income recorded for the year ended December 31, 2022 was $30.0 million, EPS $5.29 diluted earnings per share.
  - Period: three and twelve month periods ended December 31, 2022
  - Net income: Net income recorded for the year ended December 31, 2022 was $30.0 million
  - EPS: $5.29 diluted earnings per share
  - Result: reported results
  source text: Net income recorded for the year ended December 31, 2022 was $30.0 million, or $5.29 diluted earnings per share
  evidence_url: https://www.sec.gov/Archives/edgar/data/1098151/000143774923001726/0001437749-23-001726-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.