{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-23-001764","form_type":"8-K","ticker":"BFST","cik":"0001624322","company_name":"Business First Bancshares, Inc.","filed_at":"2023-01-25T23:59:59+00:00","discovered_at":"2026-05-14T18:03:45.899605+00:00","generated_at":"2026-06-20T09:31:51.440104+00:00","sec_items":["2.02","7.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Business First Bancshares Q4 net income $16.6M ($0.67/sh); loans grow 15.8% annualized","bullets":["Q4 2022 net income available to common shareholders $16.6M ($0.67 diluted EPS); core net income $16.4M ($0.66).","FY2022 net income available to common shareholders $52.9M ($2.32 diluted EPS); core net income $57.6M ($2.52).","Loans held for investment $4.6B, up $176.3M (15.8% annualized) from prior quarter; 44.1% of growth from Dallas-Fort Worth.","Net interest margin (GAAP) 4.06%, core NIM (ex-accretion) 3.75%; book value per share $20.25, tangible book $16.17.","Declared common dividend $0.12/share (unchanged) and preferred dividend $18.75/share; paid Feb 28, 2023."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-23-001764","json":"https://secwatch.observer/filing/0001437749-23-001764.json","markdown":"https://secwatch.observer/filing/0001437749-23-001764.md","text":"https://secwatch.observer/filing/0001437749-23-001764.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1624322/000143774923001764/0001437749-23-001764-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1624322/000143774923001764/bfbi20230123_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-20T09:31:51.440104+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"80656ef7dcf52582c567ed204399c66ade195543","claim":"Business First Bancshares, Inc. reported the quarter ended December 31, 2022 results: net income $16.6 million, EPS $0.67 per diluted common share.","evidence_excerpt":"For the quarter ended December 31, 2022, Business First reported net income available to common shareholders of $16.6 million, or $0.67 per diluted common share","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1624322/000143774923001764/0001437749-23-001764-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended December 31, 2022"},{"label":"Net income","value":"$16.6 million"},{"label":"EPS","value":"$0.67 per diluted common share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"f4fce470716f448cc86c66fe7a64c810c2159bdd","claim":"Business First Bancshares, Inc. reported the year ended December 31, 2022 results: net income $52.9 million, EPS $2.32 per diluted common share.","evidence_excerpt":"Business First Bancshares, Inc. (NASDAQ: BFST) (Business First), parent company of b1BANK, today announced its unaudited results for the year ended December 31, 2022, including net income available to common shareholders of $52.9 million, or $2.32 per diluted common share","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1624322/000143774923001764/0001437749-23-001764-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the year ended December 31, 2022"},{"label":"Net income","value":"$52.9 million"},{"label":"EPS","value":"$2.32 per diluted common share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}