secwatch.observer — SEC 8-K summary
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Issuer:     Business First Bancshares, Inc. (BFST)
CIK:        0001624322
Form:       8-K
Filed at:   2023-01-25T23:59:59+00:00
Accession:  0001437749-23-001764
Event type: earnings
Sentiment:  neutral
Materiality: 0.75
Item codes: 2.02, 7.01
LLM model:  deepseek-v4-flash:cloud@v2

Business First Bancshares Q4 net income $16.6M ($0.67/sh); loans grow 15.8% annualized
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- Q4 2022 net income available to common shareholders $16.6M ($0.67 diluted EPS); core net income $16.4M ($0.66).
- FY2022 net income available to common shareholders $52.9M ($2.32 diluted EPS); core net income $57.6M ($2.52).
- Loans held for investment $4.6B, up $176.3M (15.8% annualized) from prior quarter; 44.1% of growth from Dallas-Fort Worth.
- Net interest margin (GAAP) 4.06%, core NIM (ex-accretion) 3.75%; book value per share $20.25, tangible book $16.17.
- Declared common dividend $0.12/share (unchanged) and preferred dividend $18.75/share; paid Feb 28, 2023.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1624322/000143774923001764/0001437749-23-001764-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1624322/000143774923001764/bfbi20230123_8k.htm
  HTML page:      https://secwatch.observer/filing/0001437749-23-001764

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