{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-23-001834","form_type":"8-K","ticker":"CNOB","cik":"0000712771","company_name":"ConnectOne Bancorp, Inc.","filed_at":"2023-01-26T23:59:59+00:00","discovered_at":"2026-05-14T18:03:47.840463+00:00","generated_at":"2026-06-20T08:42:58.915909+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"ConnectOne Q4 EPS $0.79 flat YoY; full-year EPS $3.01; declares dividend","bullets":["Q4 net income to common stockholders $31.0M ($0.79 diluted EPS), up from $27.4M ($0.70) Q3 2022, flat vs Q4 2021 EPS.","Full-year 2022 net income to common stockholders $119.2M ($3.01 diluted EPS), down from $128.6M ($3.22) in 2021.","NPA ratio fell to 0.46% from 0.61% sequentially; allowance for credit losses 203.6% of nonaccrual loans.","Board declares Q1 2023 common dividend $0.155/share, payable Mar 1 to holders of record Feb 17; preferred dividend also declared.","Tangible book value per share $21.71, up 7.9% YoY; tangible common equity ratio 9.04%."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-23-001834","json":"https://secwatch.observer/filing/0001437749-23-001834.json","markdown":"https://secwatch.observer/filing/0001437749-23-001834.md","text":"https://secwatch.observer/filing/0001437749-23-001834.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/712771/000143774923001834/0001437749-23-001834-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/712771/000143774923001834/cnob20221109_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-20T08:42:58.915909+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"7e43710ce693c48f5615b7ae34042df0b96f0d70","claim":"ConnectOne Bancorp, Inc. reported full-year 2022 results: net income $119.2 million, EPS $3.01.","evidence_excerpt":"Full-year 2022 net income available to common stockholders was $119.2 million, compared to $128.6 million for 2021. Diluted earnings per share for the full-year 2022 was $3.01, compared with $3.22 for 2021.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/712771/000143774923001834/0001437749-23-001834-index.htm","confidence":0.99,"family_label":"Earnings Releases","details":[{"label":"Period","value":"full-year 2022"},{"label":"Net income","value":"$119.2 million"},{"label":"EPS","value":"$3.01"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"b55282bdf6879e8dd35fad5775cee3e5135eefd5","claim":"ConnectOne Bancorp, Inc. reported fourth quarter of 2022 results: net income $31.0 million, EPS $0.79.","evidence_excerpt":"ConnectOne Bancorp, Inc. (Nasdaq: CNOB) (the “Company” or “ConnectOne”), parent company of ConnectOne Bank (the “Bank”), today reported net income available to common stockholders of $31.0 million for the fourth quarter of 2022 compared with $27.4 million for the third quarter of 2022 and $31.3 million for the fourth quarter of 2021. Diluted earnings per share were $0.79 for the fourth quarter of 2022 compared with $0.70 in the third quarter of 2022 and $0.79 in the fourth quarter of 2021.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/712771/000143774923001834/0001437749-23-001834-index.htm","confidence":0.99,"family_label":"Earnings Releases","details":[{"label":"Period","value":"fourth quarter of 2022"},{"label":"Net income","value":"$31.0 million"},{"label":"EPS","value":"$0.79"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}