Citizens Holding Q4 2022 net income $2.46M ($0.44/sh), up 36% YoY; book value falls 63% on AOCI loss

CITIZENS HOLDING CO /MS/

2022-FY EPS reported $1.72

FY 2022 net income $9.62M ($1.47/sh), up 28.4% from $7.49M ($1.34/sh) in 2021.
Q4 2022 net interest margin 2.87%, down from 2.90% linked Qtr; cost of funds up 101% QoQ.
Book value per share $6.97, down 63% YoY from $18.95 due to $71.3M unrealized securities loss.
Non-performing assets to loans improved to 74 bps from 77 bps linked Qtr and 113 bps YoY.
Dividend unchanged at $0.96/sh for FY 2022; payout ratio fell to 55.8% from 71.6%.

item 2.02 item 7.01 item 9.01

Key facts

Extracted from this filing and checked against the source text.

Earnings Releases SEC 8-K Item 2.02 confidence 0.9

CITIZENS HOLDING CO /MS/ reported three and twelve months ended December 31, 2022 results: net income $9,620, or $1.47 per share-basic and diluted, EPS $1.47 per share-basic and diluted.

Period: three and twelve months ended December 31, 2022
Net income: $9,620, or $1.47 per share-basic and diluted
EPS: $1.47 per share-basic and diluted
Result: reported results

Exact text from the filing

Net income for the twelve months ended December 31, 2022 was $9,620, or $1.47 per share-basic and diluted

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CITIZENS HOLDING CO /MS/ filing history →

Source: SEC EDGAR

accession 0001437749-23-001964

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