---
schema_version: "secwatch.filing_event.v1"
accession: "0001437749-23-003603"
form_type: "8-K"
ticker: "SLBK"
cik: "0001657642"
company_name: "Skyline Bankshares, Inc."
filed_at: "2023-02-16T23:59:59+00:00"
generated_at: "2026-06-19T09:33:45.625410+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Skyline Bankshares reports record Q4 net income of $2.9M ($0.51/share), up 11.5% YoY

## Summary
- Full-year 2022 net income $10.3M ($1.84/share) vs $9.5M ($1.59/share) in 2021; ROAA 1.12%, ROAE 15.80%.
- Net interest margin expanded to 3.93% in Q4 2022 from 3.70% in Q3 2022, aided by Fed rate hikes.
- Core loan growth of $97.1M (14.84%) in 2022, offsetting PPP loan runoff of $24.5M.
- Stock repurchase plan extended through Jan 2025; 91,325 shares remain available for buyback.
- Company completed name change to Skyline Bankshares, Inc. on Jan 1, 2023; expects near-term NIM pressure.

## SEC filing metadata
- accession: 0001437749-23-003603
- form_type: 8-K
- ticker: SLBK
- cik: 0001657642
- company_name: Skyline Bankshares, Inc.
- filed_at: 2023-02-16T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1657642/000143774923003603/0001437749-23-003603-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1657642/000143774923003603/pkkw20230216_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001437749-23-003603
- JSON: https://secwatch.observer/filing/0001437749-23-003603.json
- Plain text: https://secwatch.observer/filing/0001437749-23-003603.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.