---
schema_version: "secwatch.filing_event.v1"
accession: "0001437749-23-006530"
form_type: "8-K"
ticker: "ATLCP"
cik: "0001464343"
company_name: "Atlanticus Holdings Corp"
filed_at: "2023-03-15T23:59:59+00:00"
generated_at: "2026-06-18T01:54:18.915109+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Atlanticus Q4 revenue up 24% to $268.7M; full-year revenue exceeds $1B

## Summary
- Q4 total operating revenue $268.7M (+24.1% YoY); net income $17.7M ($0.98 diluted EPS).
- Full-year revenue $1.05B (+40.6%); net income $110.5M ($5.83 diluted EPS).
- Purchase volume Q4 $625.2M (+1.4%); full year $2.7B (+33.2%).
- Serviced accounts 3.3M (+22.3%); over 600k net new accounts added in 2022.
- Managed receivables (non-GAAP) $2.1B (+31.6%).

## SEC filing metadata
- accession: 0001437749-23-006530
- form_type: 8-K
- ticker: ATLCP
- cik: 0001464343
- company_name: Atlanticus Holdings Corp
- filed_at: 2023-03-15T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1464343/000143774923006530/0001437749-23-006530-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1464343/000143774923006530/atlc20230314_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001437749-23-006530
- JSON: https://secwatch.observer/filing/0001437749-23-006530.json
- Plain text: https://secwatch.observer/filing/0001437749-23-006530.txt

## Key facts
- Earnings Releases
  Atlanticus Holdings Corp reported financial results for fourth quarter and full year ended December 31, 2022.
  - Period: fourth quarter and full year ended December 31, 2022
  - Result: reported results
  source text: On March 14, 2023, Atlanticus Holdings Corporation (the “Company”) issued a press release announcing its financial results for the fourth quarter and year ended December 31, 2022.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1464343/000143774923006530/0001437749-23-006530-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.