{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-23-010371","form_type":"8-K","ticker":"MNSB","cik":"0001693577","company_name":"MainStreet Bancshares, Inc.","filed_at":"2023-04-17T23:59:59+00:00","discovered_at":"2026-05-14T18:03:40.079944+00:00","generated_at":"2026-06-17T01:24:35.447323+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"MainStreet Bancshares posts record Q1 net income of $8.2M, up 50% YoY; EPS $1.01","bullets":["Net interest income $21.1M (+38.8% YoY); NIM expanded 76 bps to 4.69%.","Loans grew 14.4% to $1.62B; deposits up 13.8% to $1.63B; zero nonperforming assets.","ROAA 1.75%, ROAE 16.4%, tangible book value $22.22 per share.","CECL adoption increased credit reserves 17.6% to $16.6M; AOCI at -3.7% of total capital.","Avenu embedded-banking platform on track for April 30 launch; three clients signed."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-23-010371","json":"https://secwatch.observer/filing/0001437749-23-010371.json","markdown":"https://secwatch.observer/filing/0001437749-23-010371.md","text":"https://secwatch.observer/filing/0001437749-23-010371.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1693577/000143774923010371/0001437749-23-010371-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1693577/000143774923010371/main20230313_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-17T01:24:35.447323+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"2c68473f6e7298ba5bb3f6c16119706c7af5c71d","claim":"MainStreet Bancshares, Inc. reported the quarter-ended March 31, 2023 results: revenue $21.1 million, net income $8.2 million, EPS $1.01 EPS.","evidence_excerpt":"then in the U.K. While in the U.K., Mr. Dick was an adviser to the Bank of England on modernizing their approach to risk-based banking supervision. Net interest income reached $21.1 million in the quarter ended March 31, 2023, up 38.8% from the year-earlier first quarter’s $15.2 million. MainStreet Bank benefited from having an asset-sensitive balance sheet during a","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1693577/000143774923010371/0001437749-23-010371-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter-ended March 31, 2023"},{"label":"Revenue","value":"$21.1 million"},{"label":"Net income","value":"$8.2 million"},{"label":"EPS","value":"$1.01 EPS"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}