---
schema_version: "secwatch.filing_event.v1"
accession: "0001437749-23-010607"
form_type: "8-K"
ticker: "PLBC"
cik: "0001168455"
company_name: "PLUMAS BANCORP"
filed_at: "2023-04-19T23:59:59+00:00"
generated_at: "2026-06-16T23:22:11.166644+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Plumas Bancorp reports record Q1 2023 net income of $7.6M, EPS $1.30, up 33% YoY

## Summary
- Net income $7.6M ($1.28 diluted) vs $5.7M ($0.97) in Q1 2022; ROAA 1.93% vs 1.42%.
- Net interest income $17.1M (+43% YoY); NIM widened 143 bps to 4.64%.
- Gross loans grew 9% to $916M; deposits fell $61M to $1.4B (53% non-interest bearing).
- Nonperforming assets improved to $4.2M (0.26% of assets) from $5.2M; ACL ratio 1.35%.
- Liquidity: $479M uninsured deposits ($84M collateralized); no borrowings; FHLB ($240M), BTFP, and other lines available.

## SEC filing metadata
- accession: 0001437749-23-010607
- form_type: 8-K
- ticker: PLBC
- cik: 0001168455
- company_name: PLUMAS BANCORP
- filed_at: 2023-04-19T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1168455/000143774923010607/0001437749-23-010607-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1168455/000143774923010607/plbc20230414_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001437749-23-010607
- JSON: https://secwatch.observer/filing/0001437749-23-010607.json
- Plain text: https://secwatch.observer/filing/0001437749-23-010607.txt

## Key facts
- Earnings Releases
  PLUMAS BANCORP reported three months ended March 31, 2023 results: net income $7.6 million, EPS $1.30 per share.
  - Period: three months ended March 31, 2023
  - Net income: $7.6 million
  - EPS: $1.30 per share
  - Result: reported results
  source text: On April 19, 2023, Plumas Bancorp (the "Registrant") reported its financial results for the three months ended March 31, 2023.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1168455/000143774923010607/0001437749-23-010607-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.