secwatch.observer — SEC 8-K summary
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Issuer:     CONSUMERS BANCORP INC /OH/ (CBKM)
CIK:        0001006830
Form:       8-K
Filed at:   2023-04-20T23:59:59+00:00
Accession:  0001437749-23-010727
Event type: earnings
Sentiment:  neutral
Materiality: 0.50
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Consumers Bancorp Q3 net income $2.6M ($0.86 EPS); 9-month net down to $8.0M on PPP comparison
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- Net income for Q3 FY2023 was $2.6M ($0.86 EPS), up 2% YoY; 9-month net $8.0M ($2.60) vs $8.4M ($2.77) a year ago.
- Total loans grew $77.4M (annualized 9.5%) over nine months; total deposits up $67.8M (annualized 5.7%).
- Net interest margin fell to 3.27% in Q3 from 3.50% a year ago; cost of funds rose to 1.30% from 0.21%.
- Non-performing loans were just 0.03% of total loans; allowance for loan losses stood at 1.13% of loans.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1006830/000143774923010727/0001437749-23-010727-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1006830/000143774923010727/cbkm20230420_8k.htm
  HTML page:      https://secwatch.observer/filing/0001437749-23-010727

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