{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-23-010732","form_type":"8-K","ticker":"PFBX","cik":"0000770460","company_name":"PEOPLES FINANCIAL CORP /MS/","filed_at":"2023-04-20T23:59:59+00:00","discovered_at":"2026-05-14T18:03:42.200690+00:00","generated_at":"2026-06-16T23:04:47.148152+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Peoples Financial Q1 net income $2.6M, EPS $0.56, up from $0.20; declares 20% dividend increase","bullets":["Net income $2,623,000 ($0.56/sh) vs $924,000 ($0.20/sh) in Q1 2022.","Net interest income rose $2.27M to $7.05M, driven by higher rates on securities and fed funds.","Dividend increased 20% to $0.12/sh; payable May 5, 2023 to holders of record May 2.","Bank capital strong: leverage 10.09%, total risk-based capital 21.68%.","Unrealized losses on AFS securities improved to $42.9M from $47.9M at year-end."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-23-010732","json":"https://secwatch.observer/filing/0001437749-23-010732.json","markdown":"https://secwatch.observer/filing/0001437749-23-010732.md","text":"https://secwatch.observer/filing/0001437749-23-010732.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/770460/000143774923010732/0001437749-23-010732-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/770460/000143774923010732/pfbx20230420_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-16T23:04:47.148152+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"af8c56aee5ef29fa1a33f377828ed7d362596c72","claim":"PEOPLES FINANCIAL CORP /MS/ reported the first quarter of 2023 results: net income $2,623,000, EPS $0.56.","evidence_excerpt":"Net income for the first quarter of 2023 was $2,623,000 compared to net income of $924,000 for the first quarter of 2022. The earnings per weighted average common share for the first quarter of 2023 was $0.56 compared to earnings per weighted average common share of $0.20 for the first quarter of 2022.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/770460/000143774923010732/0001437749-23-010732-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the first quarter of 2023"},{"label":"Net income","value":"$2,623,000"},{"label":"EPS","value":"$0.56"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}