secwatch.observer — SEC 8-K summary
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Issuer:     PEOPLES FINANCIAL CORP /MS/ (PFBX)
CIK:        0000770460
Form:       8-K
Filed at:   2023-04-20T23:59:59+00:00
Accession:  0001437749-23-010732
Event type: earnings
Sentiment:  positive
Materiality: 0.70
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Peoples Financial Q1 net income $2.6M, EPS $0.56, up from $0.20; declares 20% dividend increase
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- Net income $2,623,000 ($0.56/sh) vs $924,000 ($0.20/sh) in Q1 2022.
- Net interest income rose $2.27M to $7.05M, driven by higher rates on securities and fed funds.
- Dividend increased 20% to $0.12/sh; payable May 5, 2023 to holders of record May 2.
- Bank capital strong: leverage 10.09%, total risk-based capital 21.68%.
- Unrealized losses on AFS securities improved to $42.9M from $47.9M at year-end.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/770460/000143774923010732/0001437749-23-010732-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/770460/000143774923010732/pfbx20230420_8k.htm
  HTML page:      https://secwatch.observer/filing/0001437749-23-010732

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