{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-23-011242","form_type":"8-K","ticker":"CNOB","cik":"0000712771","company_name":"ConnectOne Bancorp, Inc.","filed_at":"2023-04-27T23:59:59+00:00","discovered_at":"2026-05-14T18:03:41.987783+00:00","generated_at":"2026-06-16T09:51:07.610256+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"ConnectOne Q1 net income $23.4M ($0.59 EPS) down YoY; NIM compresses to 3.00%","bullets":["Diluted EPS $0.59 vs $0.75 Q1 2022; net income available to common $23.4M down 22% YoY.","Net interest margin fell 71 bps YoY to 3.00%; deposit cost up 189 bps to 2.20%.","Deposits up $400M sequentially; liquidity strengthened to ~$4B (250% of uninsured deposits).","Quarterly common dividend raised 9.7% to $0.17; repurchased 205K shares at $22.51.","TCE ratio 8.9%; CET1 10.5%; NPAs $47.7M; provision for credit losses $1.0M."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-23-011242","json":"https://secwatch.observer/filing/0001437749-23-011242.json","markdown":"https://secwatch.observer/filing/0001437749-23-011242.md","text":"https://secwatch.observer/filing/0001437749-23-011242.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/712771/000143774923011242/0001437749-23-011242-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/712771/000143774923011242/cnob20230417_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-16T09:51:07.610256+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"981a06ee605c2a6715d3436d5c2e41ed486ba2ee","claim":"ConnectOne Bancorp, Inc. reported the first quarter of 2023 results: net income net income available to common stockholders of $23.4 million, EPS $0.59.","evidence_excerpt":"ConnectOne Bancorp, Inc. (Nasdaq: CNOB) (the “Company” or “ConnectOne”), parent company of ConnectOne Bank (the “Bank”), today reported net income available to common stockholders of $23.4 million for the first quarter of 2023, compared with $31.0 million for the fourth quarter of 2022 and $29.9 million for the first quarter of 2022. Diluted earnings per share were $0.59 for the first quarter of 2023 compared with $0.79 for the fourth quarter of 2022 and $0.75 for the first quarter of 2022.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/712771/000143774923011242/0001437749-23-011242-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the first quarter of 2023"},{"label":"Net income","value":"net income available to common stockholders of $23.4 million"},{"label":"EPS","value":"$0.59"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}