{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-23-011335","form_type":"8-K","ticker":"CIZN","cik":"0001075706","company_name":"CITIZENS HOLDING CO /MS/","filed_at":"2023-04-27T23:59:59+00:00","discovered_at":"2026-05-14T18:03:37.867837+00:00","generated_at":"2026-06-16T08:03:08.948562+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"Citizens Holding Q1 net income drops 44% to $1.14M; EPS $0.20 vs $0.36 YoY","bullets":["Net income $1.14M ($0.20 EPS), down 44% from $2.04M ($0.36 EPS) in Q1 2022.","Total revenue $13.4M, up 15.6% YoY, driven by 21.9% increase in interest income.","Net interest margin fell to 2.56% from 2.69% a year ago; interest expense rose.","Book value per share $7.35, down 34.8% from $11.27 a year ago due to securities losses.","Non-performing assets decreased to $4.18M from $4.98M a year ago."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-23-011335","json":"https://secwatch.observer/filing/0001437749-23-011335.json","markdown":"https://secwatch.observer/filing/0001437749-23-011335.md","text":"https://secwatch.observer/filing/0001437749-23-011335.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1075706/000143774923011335/0001437749-23-011335-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1075706/000143774923011335/cizn20230427_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-16T08:03:08.948562+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"5a18fa937d45ea6e3c2d09d7271e4cefbfdf4f79","claim":"CITIZENS HOLDING CO /MS/ reported three months ended March 31, 2023 results: revenue $13,395, net income $1,140, EPS $0.20 per share-basic and diluted.","evidence_excerpt":"announced today results of operations for the three months ended March 31, 2023. (in thousands, except share and per share data) Net income for the three months ended March 31, 2023 was $1,140, or $0.20 per share-basic and diluted, a decrease of $896, or 44.01%, from net income of $2,036, or $0.36 per share-basic and diluted for the same quarter in 2022. First Quarter Highlights ● Total revenues, or interest and non-interest income, for the three months ended March 31, 2023 totaled $13,395, an increase of $1,808, or 15.60%, compared to the same quarter in 2022.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1075706/000143774923011335/0001437749-23-011335-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"three months ended March 31, 2023"},{"label":"Revenue","value":"$13,395"},{"label":"Net income","value":"$1,140"},{"label":"EPS","value":"$0.20 per share-basic and diluted"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}