{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-23-011351","form_type":"8-K","ticker":"BFST","cik":"0001624322","company_name":"Business First Bancshares, Inc.","filed_at":"2023-04-27T23:59:59+00:00","discovered_at":"2026-05-14T18:03:39.714088+00:00","generated_at":"2026-06-16T09:01:39.270543+00:00","sec_items":["2.02","7.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"BFST Q1 EPS $0.54; NIM compresses to 3.75%; loans grow 4.3%","bullets":["Net income to common $13.7M ($0.54 diluted) vs $16.6M ($0.67) linked quarter; core EPS $0.55.","Net interest margin 3.75% vs 4.06% linked quarter; NII $52.7M.","Loans held for investment +$196.9M (4.3% qoq); deposits -$14.2M (0.3%).","NPL ratio 0.36% vs 0.25% linked; $1.9M charge-off on acquired loan.","Common dividend $0.12/share, preferred $18.75; payable May 31 to holders of record May 15."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-23-011351","json":"https://secwatch.observer/filing/0001437749-23-011351.json","markdown":"https://secwatch.observer/filing/0001437749-23-011351.md","text":"https://secwatch.observer/filing/0001437749-23-011351.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1624322/000143774923011351/0001437749-23-011351-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1624322/000143774923011351/bfbi20230426_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-16T09:01:39.270543+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"38bdd4cb58c80a679c21eed2d4f12e8090d36ffb","claim":"Business First Bancshares, Inc. reported quarter ended March 31, 2023 results: net income $13.7 million, EPS $0.54 per diluted common share.","evidence_excerpt":"Business First Bancshares, Inc. (Nasdaq: BFST) (Business First), parent company of b1BANK, today announced its unaudited results for the quarter ended March 31, 2023, including net income available to common shareholders of $13.7 million, or $0.54 per diluted common share, decreases of $2.9 million and $0.13, respectively, from the linked quarter, and increases of $5.0 million and $0.13, respectively, from the quarter ended March 31, 2022.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1624322/000143774923011351/0001437749-23-011351-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"quarter ended March 31, 2023"},{"label":"Net income","value":"$13.7 million"},{"label":"EPS","value":"$0.54 per diluted common share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}