secwatch.observer — SEC 8-K summary
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Issuer:     Business First Bancshares, Inc. (BFST)
CIK:        0001624322
Form:       8-K
Filed at:   2023-04-27T23:59:59+00:00
Accession:  0001437749-23-011351
Event type: earnings
Sentiment:  neutral
Materiality: 0.60
Item codes: 2.02, 7.01
LLM model:  deepseek-v4-flash:cloud@v2

BFST Q1 EPS $0.54; NIM compresses to 3.75%; loans grow 4.3%
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- Net income to common $13.7M ($0.54 diluted) vs $16.6M ($0.67) linked quarter; core EPS $0.55.
- Net interest margin 3.75% vs 4.06% linked quarter; NII $52.7M.
- Loans held for investment +$196.9M (4.3% qoq); deposits -$14.2M (0.3%).
- NPL ratio 0.36% vs 0.25% linked; $1.9M charge-off on acquired loan.
- Common dividend $0.12/share, preferred $18.75; payable May 31 to holders of record May 15.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1624322/000143774923011351/0001437749-23-011351-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1624322/000143774923011351/bfbi20230426_8k.htm
  HTML page:      https://secwatch.observer/filing/0001437749-23-011351

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer