---
schema_version: "secwatch.filing_event.v1"
accession: "0001437749-23-020187"
form_type: "8-K"
ticker: "PLBC"
cik: "0001168455"
company_name: "PLUMAS BANCORP"
filed_at: "2023-07-19T23:59:59+00:00"
generated_at: "2026-06-13T06:15:48.885889+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Plumas Bancorp reports record Q2 earnings of $6.7M; NIM expands to 4.69%

## Summary
- Net income Q2 2023 $6.7M ($1.14 diluted) vs $5.7M ($0.96) YoY, record earnings.
- Net interest margin 4.69% up 112 bps; ROAA 1.70% vs 1.40% YoY.
- Nonperforming assets rose to $9.6M (0.61% of assets) from $2M; walnut grower loans.
- Gross loans +9% to $936M; total deposits -$77M to $1.4B; no brokered deposits.
- Chico branch opened in Q2; exploring strategic opportunities.

## SEC filing metadata
- accession: 0001437749-23-020187
- form_type: 8-K
- ticker: PLBC
- cik: 0001168455
- company_name: PLUMAS BANCORP
- filed_at: 2023-07-19T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1168455/000143774923020187/0001437749-23-020187-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1168455/000143774923020187/plbc20230717_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001437749-23-020187
- JSON: https://secwatch.observer/filing/0001437749-23-020187.json
- Plain text: https://secwatch.observer/filing/0001437749-23-020187.txt

## Key facts
- Earnings Releases
  PLUMAS BANCORP reported the three months ended June 30, 2023 results: net income $6.7 million, EPS $1.14 per share.
  - Period: the three months ended June 30, 2023
  - Net income: $6.7 million
  - EPS: $1.14 per share
  - Result: reported results
  source text: Plumas Bancorp (Nasdaq:PLBC), the parent company of Plumas Bank, today announced earnings during the second quarter of 2023 of $6.7 million or $1.14 per share, an increase of $1.0 million from $5.7 million or $0.97 per share during the second quarter of 2022.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1168455/000143774923020187/0001437749-23-020187-index.htm
- Earnings Releases
  PLUMAS BANCORP reported the six months ended June 30, 2023 results: net income $14.3 million, EPS $2.44 per share.
  - Period: the six months ended June 30, 2023
  - Net income: $14.3 million
  - EPS: $2.44 per share
  - Result: reported results
  source text: For the six months ended June 30, 2023, the Company reported net income of $14.3 million or $2.44 per share, an increase of $2.9 million from $11.4 million or $1.95 per share earned during the six months ended June 30, 2022.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1168455/000143774923020187/0001437749-23-020187-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.