{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-23-020541","form_type":"8-K","ticker":"RBB","cik":"0001499422","company_name":"RBB Bancorp","filed_at":"2023-07-24T23:59:59+00:00","discovered_at":"2026-05-14T18:03:34.105203+00:00","generated_at":"2026-06-13T04:11:51.000478+00:00","sec_items":["2.02","9.01","7.01","8.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"RBB Bancorp Q2 EPS $0.58; NPLs jump 57%; SEC launches informal inquiry","bullets":["Net income of $10.9M ($0.58 diluted EPS), flat vs Q1 but down 30% from $0.80 YoY.","Nonperforming assets rose to $42.4M (1.04% of assets) from $27.0M, driven by CRE and SFR loans.","Deposits grew $24.4M; loan-to-deposit ratio improved to 99.3% from 104.7%.","Board declared $0.16/share quarterly dividend, payable Aug 11 to holders of record Jul 31.","Company voluntarily cooperating with SEC informal requests re policies, former officers; outcome uncertain."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-23-020541","json":"https://secwatch.observer/filing/0001437749-23-020541.json","markdown":"https://secwatch.observer/filing/0001437749-23-020541.md","text":"https://secwatch.observer/filing/0001437749-23-020541.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1499422/000143774923020541/0001437749-23-020541-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1499422/000143774923020541/rbb20230613_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-13T04:11:51.000478+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"5df71f74a1a68f9b3c392e5e4d7619d26ae0afd7","claim":"RBB Bancorp reported second quarter 2023 results: net income $10.9 million, EPS $0.58 diluted earnings per share.","evidence_excerpt":"The Company reported net income of $10.9 million, or $0.58 diluted earnings per share, for the quarter ended June 30, 2023,","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1499422/000143774923020541/0001437749-23-020541-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"second quarter 2023"},{"label":"Net income","value":"$10.9 million"},{"label":"EPS","value":"$0.58 diluted earnings per share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}