{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-23-020689","form_type":"8-K","ticker":"FDBC","cik":"0001098151","company_name":"FIDELITY D & D BANCORP INC","filed_at":"2023-07-26T23:59:59+00:00","discovered_at":"2026-05-14T18:03:33.137547+00:00","generated_at":"2026-06-13T02:13:00.005719+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Fidelity D&D Q2 net income falls to $5.4M from $7.7M; EPS $0.94 vs $1.35","bullets":["Q2 2023 net income $5.4M ($0.94 diluted EPS) vs $7.7M ($1.35) in Q2 2022; a 30% decline.","Net interest income fell 15% to $15.4M, driven by a 146 bps increase in deposit costs and higher borrowings.","Non-interest income rose 7% to $4.5M, led by commercial loan fees and deposit service charges.","Non-performing assets were 0.15% of total assets (Dec 2022: 0.12%); net charge-offs 0.05%.","Tangible book value per share $27.59 (Dec 2022: $25.18); Tier 1 capital ratio 9.08%, well capitalized."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-23-020689","json":"https://secwatch.observer/filing/0001437749-23-020689.json","markdown":"https://secwatch.observer/filing/0001437749-23-020689.md","text":"https://secwatch.observer/filing/0001437749-23-020689.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1098151/000143774923020689/0001437749-23-020689-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1098151/000143774923020689/fdbc20230612_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-13T02:13:00.005719+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"12a1bf427acb2ed64fd203760594caf1454a218d","claim":"FIDELITY D & D BANCORP INC reported the six months ended June 30, 2023 results: net income $12.4 million, EPS $2.18 diluted earnings per share.","evidence_excerpt":"For the six months ended June 30, 2023, net income was $12.4 million, or $2.18 diluted earnings per share, compared to $15.2 million, or $2.67 diluted earnings per share, for the six months ended June 30, 2022.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1098151/000143774923020689/0001437749-23-020689-index.htm","confidence":1.0,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the six months ended June 30, 2023"},{"label":"Net income","value":"$12.4 million"},{"label":"EPS","value":"$2.18 diluted earnings per share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"9ea503a4019a46f0b133e94f4809594632852071","claim":"FIDELITY D & D BANCORP INC reported financial results for the quarter and year-to-date ended June 30, 2023.","evidence_excerpt":"On July 26, 2023, Fidelity D & D Bancorp, Inc. issued a press release describing its results of operations for the quarter and year-to-date ended June 30, 2023.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1098151/000143774923020689/0001437749-23-020689-index.htm","confidence":0.7,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter and year-to-date ended June 30, 2023"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"abf1b90c850c216b5debc5f4b91d05b75e83e4c5","claim":"FIDELITY D & D BANCORP INC reported the quarter ended June 30, 2023 results: net income $5.4 million, EPS $0.94 diluted earnings per share.","evidence_excerpt":"Net income for the quarter ended June 30, 2023 was $5.4 million, or $0.94 diluted earnings per share, compared to $7.7 million, or $1.35 diluted earnings per share, for the quarter ended June 30, 2022.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1098151/000143774923020689/0001437749-23-020689-index.htm","confidence":1.0,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended June 30, 2023"},{"label":"Net income","value":"$5.4 million"},{"label":"EPS","value":"$0.94 diluted earnings per share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}