{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-23-020742","form_type":"8-K","ticker":"PFBX","cik":"0000770460","company_name":"PEOPLES FINANCIAL CORP /MS/","filed_at":"2023-07-26T23:59:59+00:00","discovered_at":"2026-05-14T18:03:36.629869+00:00","generated_at":"2026-06-13T02:33:16.094868+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"Peoples Financial Q2 net income up to $2.91M from $1.09M YoY; EPS $0.62","bullets":["Net income Q2 2023 $2.91M ($0.62/share) vs $1.09M ($0.23) in Q2 2022; net interest income rose $2.0M to $7.2M.","Six-month 2023 net income $5.53M ($1.18/share) vs $2.02M ($0.43) in 2022; ROA improved to 1.27% from 0.48%.","Nonaccrual loans fell to $87K from $1.44M at Dec 2022; other real estate rose to $952K after foreclosure.","Shareholders' equity increased $9.33M to $64.53M; unrealized losses on AFS securities narrowed $4.44M to $43.48M."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-23-020742","json":"https://secwatch.observer/filing/0001437749-23-020742.json","markdown":"https://secwatch.observer/filing/0001437749-23-020742.md","text":"https://secwatch.observer/filing/0001437749-23-020742.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/770460/000143774923020742/0001437749-23-020742-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/770460/000143774923020742/pfbx20230724_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-13T02:33:16.094868+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"40c3a4ef11081e8cfcfb9e4cfc822f46b8d66aa6","claim":"PEOPLES FINANCIAL CORP /MS/ reported first six months of 2023 results: net income $5,533,000, EPS $1.18.","evidence_excerpt":"Net income for the first six months of 2023 increased $3,517,000 to $5,533,000 compared to net income of $2,016,000 for the first six months of 2022. The earnings per weighted average common share for the first six months of 2023 were $1.18 compared to earnings per weighted average common share of $0.43 for the first six months of 2022.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/770460/000143774923020742/0001437749-23-020742-index.htm","confidence":0.99,"family_label":"Earnings Releases","details":[{"label":"Period","value":"first six months of 2023"},{"label":"Net income","value":"$5,533,000"},{"label":"EPS","value":"$1.18"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"ce9deec0253b6b0e8adf712a005a7ead81238c54","claim":"PEOPLES FINANCIAL CORP /MS/ reported second quarter ending June 30, 2023 results: net income $2,910,000, EPS $0.62.","evidence_excerpt":"Net income for the second quarter of 2023 was $2,910,000 compared to net income of $1,092,000 for the second quarter of 2022. The earnings per weighted average common share for the second quarter of 2023 was $0.62 compared to earnings per weighted average common share of $0.23 for the second quarter of 2022.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/770460/000143774923020742/0001437749-23-020742-index.htm","confidence":0.99,"family_label":"Earnings Releases","details":[{"label":"Period","value":"second quarter ending June 30, 2023"},{"label":"Net income","value":"$2,910,000"},{"label":"EPS","value":"$0.62"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}