secwatch.observer — SEC 8-K summary
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Issuer:     PEOPLES FINANCIAL CORP /MS/ (PFBX)
CIK:        0000770460
Form:       8-K
Filed at:   2023-07-26T23:59:59+00:00
Accession:  0001437749-23-020742
Event type: earnings
Sentiment:  positive
Materiality: 0.60
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Peoples Financial Q2 net income up to $2.91M from $1.09M YoY; EPS $0.62
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- Net income Q2 2023 $2.91M ($0.62/share) vs $1.09M ($0.23) in Q2 2022; net interest income rose $2.0M to $7.2M.
- Six-month 2023 net income $5.53M ($1.18/share) vs $2.02M ($0.43) in 2022; ROA improved to 1.27% from 0.48%.
- Nonaccrual loans fell to $87K from $1.44M at Dec 2022; other real estate rose to $952K after foreclosure.
- Shareholders' equity increased $9.33M to $64.53M; unrealized losses on AFS securities narrowed $4.44M to $43.48M.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/770460/000143774923020742/0001437749-23-020742-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/770460/000143774923020742/pfbx20230724_8k.htm
  HTML page:      https://secwatch.observer/filing/0001437749-23-020742

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer