{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-23-020792","form_type":"8-K","ticker":"CNOB","cik":"0000712771","company_name":"ConnectOne Bancorp, Inc.","filed_at":"2023-07-27T23:59:59+00:00","discovered_at":"2026-05-14T18:03:36.467132+00:00","generated_at":"2026-06-13T01:20:21.523693+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"ConnectOne Q2 net income falls to $19.9M, EPS $0.51, down from Q1 $23.4M and Q2 2022 $30.8M","bullets":["Net income available to common stockholders was $19.9M ($0.51 diluted EPS) vs $23.4M ($0.59) in Q1 2023 and $30.8M ($0.78) in Q2 2022.","Net interest margin compressed 19 bps to 2.81%; loan yield rose 14 bps to 5.49% but deposit costs rose 46 bps to 2.66%.","Declared increased quarterly common dividend of $0.17 per share (payable Sep 1, record Aug 15) and preferred dividend.","Repurchased 270,000 shares in Q2 at average price $15.32; ~1.3M shares remain authorized.","Nonperforming assets rose to $51.5M (0.53% of assets) vs $44.7M at Dec 2022; allowance for credit losses at 1.09% of loans."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-23-020792","json":"https://secwatch.observer/filing/0001437749-23-020792.json","markdown":"https://secwatch.observer/filing/0001437749-23-020792.md","text":"https://secwatch.observer/filing/0001437749-23-020792.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/712771/000143774923020792/0001437749-23-020792-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/712771/000143774923020792/cnob20230508c_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-13T01:20:21.523693+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}